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Accounts in Dispute

If you have anything to do with the mortgage lending world then you know the pain that Accounts in Dispute have become. The reason for this is that on the 1st round or initial dispute on an account the FICO model will bypass the negative factors in that account. After the initial dispute is over [...]

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e-OSCAR is the Credit Bureaus MONSTER

e-OSCAR is actually a bit entertaining when you look at what the acronym stands for. The initials translate into: E – Electronic O – Online S – Solution C – Complete A – Accurate R – Reporting With documented research showing they are not accurate 79% of the time, I am sure you see the [...]

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OCR, What is it?

Have you ever wondered how credit bureaus deal with the over 20,000 dispute letters they each receive every day? Do you think they also have thousands of employees to entertain each dispute and decide on an action to it? Nope! Otherwise the company will be spending money just to deal with the disputes alone. So [...]

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Credit Repair after Bankruptcy

Are you thinking about filing bankruptcy or maybe you already filed bankruptcy, now what do you do? The enemy wants you to do nothing! Who is the enemy? The BIG bad credit bureaus want you to think you are stuck for 7 years, even longer, or you just give up. Nothing could be further from [...]

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